Ratings



For more information about a particular rating, click on the rating agency to visit their Web site.
AS OF NOVEMBER 4, 2009

INSURANCE CLAIMS PAYING RATINGS

A.M. Best Standard & Poor's Moody's Fitch Ratings
The Prudential Insurance Company of America
A+
AA-
A2
A+
PRUCO Life Insurance Company
A+
AA-
A2
A+
PRUCO Life Insurance Company of New Jersey
A+
AA-
NR
A+
Prudential Annuities Life Assurance Corporation
A+
AA-
NR
A+
Prudential Retirement Insurance and Annuity Company
A+
AA-
A2
A+
The Prudential Life Insurance Co., Ltd. (Prudential of Japan)
NR
AA-
NR
NR
Gibraltar Life Insurance Company, Ltd.
NR
AA-
A2
NR

CREDIT RATINGS

Prudential Financial, Inc.:
Short-Term Borrowings
AMB-1
A-1
P-2
F2
Long-Term Senior Debt(1)
a-
A
Baa2
BBB
Junior Subordinated Long-Term Debt
bbb
BBB+
Baa3
BBB-
The Prudential Insurance
Company of America Capital and surplus notes
a
A
Baa1
A-
Prudential Funding, LLC:
Short Term Debt
AMB-1
A-1+
P-2
F1
Long-Term Senior Debt
a+
AA-
A3
A
PRICOA Global Funding I:
Long-Term Senior Debt
aa-
AA-
A2
A+
(1) Includes the retail medium-term notes program.
NR indicates not rated.